Call reports 2005
LAFAYETTE AMBASSADOR BANK — 2005
What LAFAYETTE AMBASSADOR BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,189,436,000 | 1,234,156,000 | 1,252,090,000 | 1,251,747,000 |
| Total loans | 891,370,000 | 925,378,000 | 940,574,000 | 931,531,000 |
| Allowance for loan losses | 9,402,000 | 9,460,000 | 9,529,000 | 9,676,000 |
| Securities available for sale | 247,887,000 | 251,912,000 | 243,725,000 | 253,332,000 |
| Securities held to maturity | 802,000 | 695,000 | 655,000 | 582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 938,180,000 | 967,364,000 | 1,027,816,000 | 979,228,000 |
| Interest-bearing deposits | 824,882,000 | 839,042,000 | 895,918,000 | 860,079,000 |
| Noninterest-bearing deposits | 113,298,000 | 128,322,000 | 131,898,000 | 119,149,000 |
| Equity capital | 98,044,000 | 99,855,000 | 102,408,000 | 94,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 15,729,000 | 32,099,000 | 49,521,000 | 67,166,000 |
| Interest expense | 4,064,000 | 8,914,000 | 14,348,000 | 20,360,000 |
| Net interest income | 11,665,000 | 23,185,000 | 35,173,000 | 46,806,000 |
| Noninterest income | 2,591,000 | 5,144,000 | 7,787,000 | 10,197,000 |
| Noninterest expense | 7,591,000 | 15,192,000 | 22,652,000 | 29,995,000 |
| Provision for loan losses | 225,000 | 375,000 | 525,000 | 750,000 |
| Pretax income | 6,666,000 | 12,988,000 | 20,009,000 | 26,484,000 |
| Income tax | 2,122,000 | 4,132,000 | 6,364,000 | 8,440,000 |
| Net income | 4,544,000 | 8,856,000 | 13,645,000 | 18,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,264,000 | 88,356,000 | 91,690,000 | 85,331,000 |
| Total capital | 96,666,000 | 97,816,000 | 101,219,000 | 102,007,000 |
| Risk-weighted assets | 856,859,000 | 887,080,000 | 904,937,000 | 897,658,000 |
Machine access — free, no API key
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