Call reports 2004
LAFAYETTE AMBASSADOR BANK — 2004
What LAFAYETTE AMBASSADOR BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,219,262,000 | 1,197,053,000 | 1,193,750,000 | 1,179,933,000 |
| Total loans | 821,669,000 | 845,625,000 | 869,394,000 | 874,056,000 |
| Allowance for loan losses | 9,406,000 | 9,315,000 | 9,163,000 | 9,175,000 |
| Securities available for sale | 340,001,000 | 288,315,000 | 271,545,000 | 253,992,000 |
| Securities held to maturity | 1,115,000 | 993,000 | 922,000 | 869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 951,782,000 | 940,313,000 | 959,342,000 | 946,076,000 |
| Interest-bearing deposits | 798,669,000 | 834,479,000 | 848,869,000 | 832,618,000 |
| Noninterest-bearing deposits | 153,113,000 | 105,834,000 | 110,473,000 | 113,458,000 |
| Equity capital | 99,162,000 | 96,486,000 | 101,925,000 | 99,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 15,063,000 | 29,643,000 | 44,645,000 | 60,085,000 |
| Interest expense | 3,865,000 | 7,560,000 | 11,172,000 | 14,933,000 |
| Net interest income | 11,198,000 | 22,083,000 | 33,473,000 | 45,152,000 |
| Noninterest income | 2,135,000 | 4,766,000 | 7,099,000 | 9,756,000 |
| Noninterest expense | 7,070,000 | 14,694,000 | 22,184,000 | 29,704,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 375,000 |
| Pretax income | 6,259,000 | 12,446,000 | 18,679,000 | 25,270,000 |
| Income tax | 1,870,000 | 3,758,000 | 5,666,000 | 7,699,000 |
| Net income | 4,389,000 | 8,688,000 | 13,013,000 | 17,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,555,000 | 85,145,000 | 87,828,000 | 86,456,000 |
| Total capital | 91,961,000 | 94,460,000 | 96,991,000 | 95,631,000 |
| Risk-weighted assets | 818,697,000 | 861,085,000 | 847,560,000 | 839,054,000 |
Machine access — free, no API key
Every figure shown here about LAFAYETTE AMBASSADOR BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.