Call report 2025Q4
SOUTHERN INDEPENDENT BANK — 2025Q4
The 22 measures SOUTHERN INDEPENDENT BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 395,627,000 | USD | evidence → |
| Total loans | 175,915,000 | USD | evidence → |
| Allowance for loan losses | 1,984,000 | USD | evidence → |
| Securities available for sale | 151,425,000 | USD | evidence → |
| Securities held to maturity | 4,440,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 337,765,000 | USD | evidence → |
| Interest-bearing deposits | 256,128,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,637,000 | USD | evidence → |
| Equity capital | 43,828,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,426,000 | USD | evidence → |
| Interest expense | 8,143,000 | USD | evidence → |
| Net interest income | 11,283,000 | USD | evidence → |
| Noninterest income | 2,002,000 | USD | evidence → |
| Noninterest expense | 7,727,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 5,298,000 | USD | evidence → |
| Income tax | 1,190,000 | USD | evidence → |
| Net income | 4,108,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,410,000 | USD | evidence → |
| Total capital | 55,034,000 | USD | evidence → |
| Risk-weighted assets | 245,154,000 | USD | evidence → |