Call report 2023Q4
SOUTHERN INDEPENDENT BANK — 2023Q4
The 22 measures SOUTHERN INDEPENDENT BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 354,273,000 | USD | evidence → |
| Total loans | 148,103,000 | USD | evidence → |
| Allowance for loan losses | 1,786,000 | USD | evidence → |
| Securities available for sale | 139,409,000 | USD | evidence → |
| Securities held to maturity | 5,916,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 305,644,000 | USD | evidence → |
| Interest-bearing deposits | 224,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,479,000 | USD | evidence → |
| Equity capital | 34,995,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,276,000 | USD | evidence → |
| Interest expense | 4,919,000 | USD | evidence → |
| Net interest income | 10,357,000 | USD | evidence → |
| Noninterest income | 5,478,000 | USD | evidence → |
| Noninterest expense | 8,139,000 | USD | evidence → |
| Provision for loan losses | 185,000 | USD | evidence → |
| Pretax income | 6,904,000 | USD | evidence → |
| Income tax | 1,652,000 | USD | evidence → |
| Net income | 5,252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,223,000 | USD | evidence → |
| Total capital | 50,410,000 | USD | evidence → |
| Risk-weighted assets | 233,361,000 | USD | evidence → |