Call report 2022Q4
SOUTHERN INDEPENDENT BANK — 2022Q4
The 22 measures SOUTHERN INDEPENDENT BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 329,971,000 | USD | evidence → |
| Total loans | 137,073,000 | USD | evidence → |
| Allowance for loan losses | 2,000,000 | USD | evidence → |
| Securities available for sale | 142,460,000 | USD | evidence → |
| Securities held to maturity | 5,993,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 299,437,000 | USD | evidence → |
| Interest-bearing deposits | 203,558,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,879,000 | USD | evidence → |
| Equity capital | 23,706,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,252,000 | USD | evidence → |
| Interest expense | 1,513,000 | USD | evidence → |
| Net interest income | 9,739,000 | USD | evidence → |
| Noninterest income | 1,502,000 | USD | evidence → |
| Noninterest expense | 6,620,000 | USD | evidence → |
| Provision for loan losses | 96,000 | USD | evidence → |
| Pretax income | 4,417,000 | USD | evidence → |
| Income tax | 924,000 | USD | evidence → |
| Net income | 3,493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,311,000 | USD | evidence → |
| Total capital | 40,311,000 | USD | evidence → |
| Risk-weighted assets | 222,768,000 | USD | evidence → |