Call report 2021Q4
SOUTHERN INDEPENDENT BANK — 2021Q4
The 22 measures SOUTHERN INDEPENDENT BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 322,528,000 | USD | evidence → |
| Total loans | 131,888,000 | USD | evidence → |
| Allowance for loan losses | 1,935,000 | USD | evidence → |
| Securities available for sale | 125,250,000 | USD | evidence → |
| Securities held to maturity | 4,821,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 274,251,000 | USD | evidence → |
| Interest-bearing deposits | 198,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,965,000 | USD | evidence → |
| Equity capital | 33,095,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,281,000 | USD | evidence → |
| Interest expense | 1,647,000 | USD | evidence → |
| Net interest income | 8,634,000 | USD | evidence → |
| Noninterest income | 3,019,000 | USD | evidence → |
| Noninterest expense | 5,888,000 | USD | evidence → |
| Provision for loan losses | 212,000 | USD | evidence → |
| Pretax income | 5,732,000 | USD | evidence → |
| Income tax | 1,309,000 | USD | evidence → |
| Net income | 4,423,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,193,000 | USD | evidence → |
| Total capital | 36,128,000 | USD | evidence → |
| Risk-weighted assets | 194,626,000 | USD | evidence → |