Call report 2015Q4
SOUTHERN INDEPENDENT BANK — 2015Q4
The 22 measures SOUTHERN INDEPENDENT BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 218,707,000 | USD | evidence → |
| Total loans | 114,144,000 | USD | evidence → |
| Allowance for loan losses | 1,502,000 | USD | evidence → |
| Securities available for sale | 68,099,000 | USD | evidence → |
| Securities held to maturity | 2,746,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 179,346,000 | USD | evidence → |
| Interest-bearing deposits | 151,059,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,287,000 | USD | evidence → |
| Equity capital | 21,807,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,234,000 | USD | evidence → |
| Interest expense | 1,319,000 | USD | evidence → |
| Net interest income | 5,915,000 | USD | evidence → |
| Noninterest income | 919,000 | USD | evidence → |
| Noninterest expense | 4,393,000 | USD | evidence → |
| Provision for loan losses | 477,000 | USD | evidence → |
| Pretax income | 2,035,000 | USD | evidence → |
| Income tax | 493,000 | USD | evidence → |
| Net income | 1,542,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,091,000 | USD | evidence → |
| Total capital | 23,593,000 | USD | evidence → |
| Risk-weighted assets | 142,096,000 | USD | evidence → |