Call reports 2026
COPIAH BANK — 2026
What COPIAH BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 331,623,000 | 332,227,000 |
| Total loans | 182,242,000 | 186,340,000 |
| Allowance for loan losses | 2,661,000 | 2,659,000 |
| Securities available for sale | 79,086,000 | 77,295,000 |
| Securities held to maturity | 38,386,000 | 39,415,000 |
| Trading assets | 0 | 0 |
| Total deposits | 291,130,000 | 288,927,000 |
| Interest-bearing deposits | 200,464,000 | 196,537,000 |
| Noninterest-bearing deposits | 90,666,000 | 92,390,000 |
| Equity capital | 37,875,000 | 38,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,240,000 | 8,482,000 |
| Interest expense | 1,127,000 | 2,278,000 |
| Net interest income | 3,113,000 | 6,204,000 |
| Noninterest income | 304,000 | 647,000 |
| Noninterest expense | 2,540,000 | 5,057,000 |
| Provision for loan losses | 1,000 | 4,000 |
| Pretax income | 878,000 | 1,793,000 |
| Income tax | 120,000 | 270,000 |
| Net income | 758,000 | 1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 37,949,000 | 38,418,000 |
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