Call reports 2025
COPIAH BANK — 2025
What COPIAH BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 332,180,000 | 317,071,000 | 319,788,000 | 329,494,000 |
| Total loans | 169,290,000 | 165,644,000 | 175,628,000 | 177,968,000 |
| Allowance for loan losses | 2,772,000 | 2,772,000 | 2,747,000 | 2,669,000 |
| Securities available for sale | 62,514,000 | 76,964,000 | 80,274,000 | 80,093,000 |
| Securities held to maturity | 50,860,000 | 42,051,000 | 40,946,000 | 39,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,915,000 | 279,293,000 | 280,409,000 | 281,458,000 |
| Interest-bearing deposits | 198,115,000 | 192,384,000 | 190,971,000 | 192,039,000 |
| Noninterest-bearing deposits | 96,800,000 | 86,909,000 | 89,438,000 | 89,419,000 |
| Equity capital | 35,079,000 | 35,514,000 | 36,842,000 | 37,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,996,000 | 8,092,000 | 12,230,000 | 16,363,000 |
| Interest expense | 1,118,000 | 2,254,000 | 3,366,000 | 4,526,000 |
| Net interest income | 2,878,000 | 5,838,000 | 8,864,000 | 11,837,000 |
| Noninterest income | 300,000 | 645,000 | 979,000 | 1,311,000 |
| Noninterest expense | 2,379,000 | 4,782,000 | 7,181,000 | 9,622,000 |
| Provision for loan losses | 8,000 | 7,000 | 7,000 | -63,000 |
| Pretax income | 791,000 | 1,694,000 | 2,851,000 | 3,720,000 |
| Income tax | 133,000 | 307,000 | 536,000 | 705,000 |
| Net income | 658,000 | 1,387,000 | 2,315,000 | 3,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,717,000 | 36,224,000 | 36,933,000 | 37,411,000 |
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