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Call reports 2024

COPIAH BANK — 2024

What COPIAH BANK reported to the FFIEC in 2024, quarter by quarter.

PERIOD: 2024SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/21a0964e-f28d-468f-9db6-be7201121152/2024

Balance sheet

What the bank holds and owes at quarter end

Measure2024Q12024Q22024Q32024Q4
Total assets309,270,000307,983,000312,027,000318,143,000
Total loans176,014,000173,049,000172,393,000168,275,000
Allowance for loan losses2,772,0002,772,0002,772,0002,772,000
Securities available for sale24,826,00028,688,00036,990,00041,873,000
Securities held to maturity58,403,00060,411,00058,792,00051,902,000
Trading assets0000
Total deposits274,486,000272,270,000274,907,000281,862,000
Interest-bearing deposits177,997,000180,977,000183,317,000191,238,000
Noninterest-bearing deposits96,489,00091,293,00091,590,00090,624,000
Equity capital32,569,00033,301,00034,401,00033,934,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2024Q12024Q22024Q32024Q4
Interest income3,763,0007,539,00011,355,00015,293,000
Interest expense893,0001,825,0002,931,0004,093,000
Net interest income2,870,0005,714,0008,424,00011,200,000
Noninterest income387,000861,0001,218,0002,269,000
Noninterest expense2,260,0004,535,0006,802,0009,089,000
Provision for loan losses9,00038,00066,00082,000
Pretax income988,0002,002,0002,774,0004,298,000
Income tax197,000411,000570,000909,000
Net income791,0001,591,0002,204,0003,389,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2024Q12024Q22024Q32024Q4
Tier 1 capital33,305,00033,904,00034,316,00035,280,000

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