Call reports 2021
COPIAH BANK — 2021
What COPIAH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 274,447,000 | 273,880,000 | 289,604,000 | 297,184,000 |
| Total loans | 171,441,000 | 179,317,000 | 190,698,000 | 189,841,000 |
| Allowance for loan losses | 2,342,000 | 2,342,000 | 2,342,000 | 2,387,000 |
| Securities available for sale | 32,778,000 | 33,581,000 | 34,139,000 | 33,203,000 |
| Securities held to maturity | 30,011,000 | 34,536,000 | 36,090,000 | 43,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,743,000 | 226,356,000 | 243,245,000 | 250,909,000 |
| Interest-bearing deposits | 146,926,000 | 147,394,000 | 163,481,000 | 167,867,000 |
| Noninterest-bearing deposits | 83,817,000 | 78,962,000 | 79,764,000 | 83,042,000 |
| Equity capital | 25,128,000 | 25,767,000 | 27,481,000 | 27,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,435,000 | 5,120,000 | 7,713,000 | 10,326,000 |
| Interest expense | 286,000 | 551,000 | 815,000 | 1,070,000 |
| Net interest income | 2,149,000 | 4,569,000 | 6,898,000 | 9,256,000 |
| Noninterest income | 554,000 | 1,091,000 | 3,461,000 | 4,017,000 |
| Noninterest expense | 2,074,000 | 4,146,000 | 6,316,000 | 8,427,000 |
| Provision for loan losses | 47,000 | 47,000 | 59,000 | 123,000 |
| Pretax income | 582,000 | 1,467,000 | 3,984,000 | 4,723,000 |
| Income tax | 76,000 | 264,000 | 856,000 | 999,000 |
| Net income | 506,000 | 1,203,000 | 3,128,000 | 3,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,903,000 | 25,418,000 | 27,162,000 | 27,578,000 |
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