Call reports 2017
COPIAH BANK — 2017
What COPIAH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 222,477,000 | 225,320,000 | 232,586,000 | 232,558,000 |
| Total loans | 164,400,000 | 170,653,000 | 172,980,000 | 177,286,000 |
| Allowance for loan losses | 1,457,000 | 1,843,000 | 1,902,000 | 1,963,000 |
| Securities available for sale | 10,182,000 | 10,643,000 | 13,549,000 | 12,948,000 |
| Securities held to maturity | 19,133,000 | 17,755,000 | 16,904,000 | 16,874,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,388,000 | 183,529,000 | 185,112,000 | 183,075,000 |
| Interest-bearing deposits | 117,206,000 | 118,876,000 | 123,579,000 | 121,716,000 |
| Noninterest-bearing deposits | 64,182,000 | 64,653,000 | 61,533,000 | 61,359,000 |
| Equity capital | 19,924,000 | 20,584,000 | 20,717,000 | 20,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,339,000 | 4,867,000 | 7,364,000 | 9,945,000 |
| Interest expense | 155,000 | 345,000 | 580,000 | 853,000 |
| Net interest income | 2,184,000 | 4,522,000 | 6,784,000 | 9,092,000 |
| Noninterest income | 468,000 | 1,028,000 | 1,376,000 | 1,945,000 |
| Noninterest expense | 1,976,000 | 4,056,000 | 6,121,000 | 8,233,000 |
| Provision for loan losses | 76,000 | 163,000 | 238,000 | 367,000 |
| Pretax income | 596,000 | 1,403,000 | 1,873,000 | 2,495,000 |
| Income tax | 180,000 | 444,000 | 578,000 | 1,022,000 |
| Net income | 416,000 | 959,000 | 1,295,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,795,000 | 20,452,000 | 20,588,000 | 20,337,000 |
| Total capital | 21,252,000 | 22,295,000 | 22,490,000 | 22,300,000 |
| Risk-weighted assets | 176,704,000 | 180,888,000 | 187,531,000 | 189,477,000 |