Call reports 2006
COPIAH BANK — 2006
What COPIAH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 109,455,000 | 110,628,000 | 113,148,000 | 115,287,000 |
| Total loans | 70,817,000 | 73,381,000 | 76,427,000 | 79,640,000 |
| Allowance for loan losses | 766,000 | 780,000 | 795,000 | 812,000 |
| Securities available for sale | 15,389,000 | 13,975,000 | 10,843,000 | 8,953,000 |
| Securities held to maturity | 9,951,000 | 9,726,000 | 11,617,000 | 13,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,291,000 | 97,419,000 | 99,704,000 | 101,897,000 |
| Interest-bearing deposits | 74,194,000 | 74,585,000 | 78,210,000 | 76,093,000 |
| Noninterest-bearing deposits | 22,097,000 | 22,834,000 | 21,494,000 | 25,804,000 |
| Equity capital | 8,893,000 | 9,142,000 | 9,464,000 | 9,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,764,000 | 3,641,000 | 5,639,000 | 7,696,000 |
| Interest expense | 477,000 | 1,046,000 | 1,670,000 | 2,377,000 |
| Net interest income | 1,287,000 | 2,595,000 | 3,969,000 | 5,319,000 |
| Noninterest income | 315,000 | 661,000 | 1,010,000 | 1,393,000 |
| Noninterest expense | 1,130,000 | 2,261,000 | 3,389,000 | 4,615,000 |
| Provision for loan losses | -1,000 | 15,000 | 41,000 | 80,000 |
| Pretax income | 473,000 | 980,000 | 1,549,000 | 2,017,000 |
| Income tax | 143,000 | 290,000 | 451,000 | 593,000 |
| Net income | 330,000 | 690,000 | 1,098,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,914,000 | 9,168,000 | 9,453,000 | 9,689,000 |
| Total capital | 9,680,000 | 9,948,000 | 10,248,000 | 10,501,000 |
| Risk-weighted assets | 85,689,000 | 87,674,000 | 89,112,000 | 92,271,000 |
Machine access — free, no API key
Every figure shown here about COPIAH BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.