Call reports 2025
FIRST CITIZENS BANK — 2025
What FIRST CITIZENS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 373,643,000 | 378,517,000 | 392,395,000 | 400,452,000 |
| Total loans | 213,817,000 | 212,679,000 | 221,429,000 | 224,205,000 |
| Allowance for loan losses | 3,458,000 | 2,695,000 | 3,054,000 | 2,932,000 |
| Securities available for sale | 122,386,000 | 124,442,000 | 128,587,000 | 130,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,008,000 |
| Trading assets | 0 | 5,055,000 | 5,186,000 | 5,276,000 |
| Total deposits | 324,070,000 | 326,926,000 | 335,808,000 | 342,271,000 |
| Interest-bearing deposits | 238,016,000 | 237,867,000 | 243,483,000 | 243,778,000 |
| Noninterest-bearing deposits | 86,054,000 | 89,059,000 | 92,325,000 | 98,493,000 |
| Equity capital | 42,165,000 | 43,519,000 | 47,447,000 | 48,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,866,000 | 9,980,000 | 15,198,000 | 20,498,000 |
| Interest expense | 1,345,000 | 2,699,000 | 4,097,000 | 5,484,000 |
| Net interest income | 3,521,000 | 7,281,000 | 11,101,000 | 15,014,000 |
| Noninterest income | 511,000 | 1,108,000 | 1,777,000 | 2,467,000 |
| Noninterest expense | 2,051,000 | 4,247,000 | 6,655,000 | 9,315,000 |
| Provision for loan losses | 50,000 | 100,000 | 450,000 | 500,000 |
| Pretax income | 1,864,000 | 3,975,000 | 5,706,000 | 7,599,000 |
| Income tax | 405,000 | 852,000 | 1,208,000 | 1,586,000 |
| Net income | 1,459,000 | 3,123,000 | 4,498,000 | 6,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,780,000 | 52,423,000 | 53,797,000 | 54,703,000 |