Call reports 2020
FIRST CITIZENS BANK — 2020
What FIRST CITIZENS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 255,420,000 | 294,927,000 | 299,785,000 | 298,871,000 |
| Total loans | 150,434,000 | 158,822,000 | 161,340,000 | 156,673,000 |
| Allowance for loan losses | 2,719,000 | 2,864,000 | 2,898,000 | 2,928,000 |
| Securities available for sale | 74,326,000 | 82,682,000 | 94,080,000 | 101,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,923,000 | 239,579,000 | 243,268,000 | 245,800,000 |
| Interest-bearing deposits | 151,418,000 | 164,393,000 | 167,885,000 | 172,095,000 |
| Noninterest-bearing deposits | 51,505,000 | 75,186,000 | 75,383,000 | 73,705,000 |
| Equity capital | 35,783,000 | 37,467,000 | 38,520,000 | 38,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,881,000 | 5,639,000 | 8,254,000 | 11,228,000 |
| Interest expense | 422,000 | 823,000 | 1,164,000 | 1,479,000 |
| Net interest income | 2,459,000 | 4,816,000 | 7,090,000 | 9,749,000 |
| Noninterest income | 441,000 | 842,000 | 1,324,000 | 1,831,000 |
| Noninterest expense | 1,592,000 | 3,517,000 | 5,284,000 | 7,372,000 |
| Provision for loan losses | 50,000 | 200,000 | 200,000 | 250,000 |
| Pretax income | 1,258,000 | 1,941,000 | 2,930,000 | 4,031,000 |
| Income tax | 242,000 | 310,000 | 517,000 | 692,000 |
| Net income | 1,016,000 | 1,631,000 | 2,413,000 | 3,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,963,000 | 35,605,000 | 36,413,000 | 36,864,000 |
| Total capital | 37,171,000 | 38,018,000 | 38,860,000 | 39,270,000 |
| Risk-weighted assets | 176,174,000 | 192,589,000 | 195,363,000 | 192,018,000 |