Call reports 2016
FIRST CITIZENS BANK — 2016
What FIRST CITIZENS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 233,606,000 | 237,988,000 | 235,323,000 | 235,792,000 |
| Total loans | 112,382,000 | 116,245,000 | 117,279,000 | 120,795,000 |
| Allowance for loan losses | 2,213,000 | 2,246,000 | 2,200,000 | 2,228,000 |
| Securities available for sale | 97,639,000 | 98,139,000 | 95,059,000 | 87,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,541,000 | 191,583,000 | 191,190,000 | 192,213,000 |
| Interest-bearing deposits | 145,685,000 | 146,629,000 | 146,419,000 | 147,783,000 |
| Noninterest-bearing deposits | 43,856,000 | 44,954,000 | 44,771,000 | 44,430,000 |
| Equity capital | 29,129,000 | 30,326,000 | 30,776,000 | 29,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,793,000 | 7,208,000 | 9,663,000 |
| Interest expense | 230,000 | 466,000 | 704,000 | 1,000,000 |
| Net interest income | 2,161,000 | 4,327,000 | 6,504,000 | 8,663,000 |
| Noninterest income | 473,000 | 912,000 | 1,334,000 | 1,787,000 |
| Noninterest expense | 1,541,000 | 3,251,000 | 5,003,000 | 6,927,000 |
| Provision for loan losses | 25,000 | 25,000 | 50,000 | 200,000 |
| Pretax income | 1,130,000 | 2,025,000 | 3,016,000 | 3,567,000 |
| Income tax | 285,000 | 437,000 | 691,000 | 759,000 |
| Net income | 845,000 | 1,588,000 | 2,325,000 | 2,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,325,000 | 28,084,000 | 28,836,000 | 28,603,000 |
| Total capital | 29,165,000 | 29,969,000 | 30,702,000 | 30,509,000 |
| Risk-weighted assets | 146,865,000 | 150,463,000 | 148,922,000 | 152,161,000 |