Call reports 2015
FIRST CITIZENS BANK — 2015
What FIRST CITIZENS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 228,291,000 | 225,597,000 | 226,229,000 | 228,369,000 |
| Total loans | 102,564,000 | 104,278,000 | 106,461,000 | 107,422,000 |
| Allowance for loan losses | 2,223,000 | 2,253,000 | 2,248,000 | 2,206,000 |
| Securities available for sale | 99,290,000 | 98,219,000 | 97,222,000 | 98,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,800,000 | 183,253,000 | 184,512,000 | 185,061,000 |
| Interest-bearing deposits | 142,355,000 | 142,589,000 | 140,233,000 | 141,863,000 |
| Noninterest-bearing deposits | 45,445,000 | 40,664,000 | 44,279,000 | 43,198,000 |
| Equity capital | 27,310,000 | 27,584,000 | 28,629,000 | 28,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,259,000 | 4,543,000 | 6,890,000 | 9,234,000 |
| Interest expense | 229,000 | 462,000 | 694,000 | 924,000 |
| Net interest income | 2,030,000 | 4,081,000 | 6,196,000 | 8,310,000 |
| Noninterest income | 342,000 | 935,000 | 1,328,000 | 1,717,000 |
| Noninterest expense | 2,249,000 | 3,541,000 | 5,359,000 | 7,348,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 123,000 | 1,475,000 | 2,394,000 | 2,908,000 |
| Income tax | -112,000 | 239,000 | 438,000 | 522,000 |
| Net income | 235,000 | 1,236,000 | 1,956,000 | 2,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,513,000 | 26,524,000 | 27,255,000 | 26,995,000 |
| Total capital | 27,158,000 | 28,256,000 | 28,963,000 | 28,723,000 |
| Risk-weighted assets | 130,935,000 | 138,073,000 | 136,540,000 | 137,732,000 |