Call reports 2014
FIRST CITIZENS BANK — 2014
What FIRST CITIZENS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 225,693,000 | 225,548,000 | 224,860,000 | 228,344,000 |
| Total loans | 93,699,000 | 98,747,000 | 100,231,000 | 104,117,000 |
| Allowance for loan losses | 2,367,000 | 2,304,000 | 2,293,000 | 2,297,000 |
| Securities available for sale | 99,853,000 | 98,484,000 | 96,686,000 | 96,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,339,000 | 185,639,000 | 185,086,000 | 187,088,000 |
| Interest-bearing deposits | 145,008,000 | 142,689,000 | 142,151,000 | 141,519,000 |
| Noninterest-bearing deposits | 43,331,000 | 42,950,000 | 42,935,000 | 45,569,000 |
| Equity capital | 24,851,000 | 26,561,000 | 27,332,000 | 26,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,234,000 | 4,500,000 | 6,755,000 | 9,243,000 |
| Interest expense | 244,000 | 478,000 | 707,000 | 935,000 |
| Net interest income | 1,990,000 | 4,022,000 | 6,048,000 | 8,308,000 |
| Noninterest income | 523,000 | 1,389,000 | 1,902,000 | 2,018,000 |
| Noninterest expense | 1,552,000 | 3,099,000 | 4,854,000 | 6,921,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 400,000 |
| Pretax income | 1,092,000 | 2,343,000 | 3,150,000 | 3,260,000 |
| Income tax | 297,000 | 620,000 | 764,000 | 723,000 |
| Net income | 795,000 | 1,723,000 | 2,386,000 | 2,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,858,000 | 24,812,000 | 25,501,000 | 24,972,000 |
| Total capital | 25,365,000 | 26,329,000 | 27,079,000 | 26,598,000 |
| Risk-weighted assets | 119,680,000 | 120,550,000 | 125,498,000 | 129,419,000 |