Call reports 2012
FIRST CITIZENS BANK — 2012
What FIRST CITIZENS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 233,131,000 | 227,805,000 | 233,557,000 | 237,942,000 |
| Total loans | 96,883,000 | 95,024,000 | 94,650,000 | 93,384,000 |
| Allowance for loan losses | 2,366,000 | 2,501,000 | 2,545,000 | 2,637,000 |
| Securities available for sale | 97,332,000 | 100,551,000 | 102,250,000 | 104,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,583,000 | 185,398,000 | 190,428,000 | 195,074,000 |
| Interest-bearing deposits | 158,864,000 | 150,407,000 | 153,686,000 | 156,427,000 |
| Noninterest-bearing deposits | 33,719,000 | 34,991,000 | 36,742,000 | 38,646,000 |
| Equity capital | 23,858,000 | 24,928,000 | 26,149,000 | 25,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,678,000 | 6,964,000 | 9,262,000 |
| Interest expense | 460,000 | 845,000 | 1,216,000 | 1,567,000 |
| Net interest income | 1,923,000 | 3,833,000 | 5,748,000 | 7,695,000 |
| Noninterest income | 1,730,000 | 2,206,000 | 2,634,000 | 3,120,000 |
| Noninterest expense | 1,422,000 | 2,969,000 | 4,738,000 | 6,882,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 222,000 |
| Pretax income | 2,181,000 | 3,258,000 | 3,832,000 | 3,949,000 |
| Income tax | 584,000 | 883,000 | 857,000 | 927,000 |
| Net income | 1,597,000 | 2,375,000 | 2,975,000 | 3,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,098,000 | 21,900,000 | 22,526,000 | 21,850,000 |
| Total capital | 22,463,000 | 23,284,000 | 23,933,000 | 23,312,000 |
| Risk-weighted assets | 108,176,000 | 109,586,000 | 111,443,000 | 115,795,000 |