Call reports 2010
FIRST CITIZENS BANK — 2010
What FIRST CITIZENS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 238,959,000 | 226,099,000 | 224,321,000 | 223,679,000 |
| Total loans | 134,956,000 | 131,334,000 | 125,323,000 | 117,604,000 |
| Allowance for loan losses | 1,081,000 | 984,000 | 1,378,000 | 1,672,000 |
| Securities available for sale | 37,728,000 | 35,836,000 | 43,309,000 | 47,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,408,000 | 186,513,000 | 184,859,000 | 184,192,000 |
| Interest-bearing deposits | 163,420,000 | 155,173,000 | 152,419,000 | 150,984,000 |
| Noninterest-bearing deposits | 35,988,000 | 31,341,000 | 32,440,000 | 33,208,000 |
| Equity capital | 22,348,000 | 23,550,000 | 23,090,000 | 19,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 4,316,000 | 6,975,000 | 9,789,000 |
| Interest expense | 428,000 | 1,136,000 | 1,877,000 | 2,560,000 |
| Net interest income | 1,094,000 | 3,180,000 | 5,098,000 | 7,229,000 |
| Noninterest income | 9,527,000 | 10,908,000 | 11,462,000 | 10,908,000 |
| Noninterest expense | 638,000 | 2,667,000 | 4,701,000 | 8,954,000 |
| Provision for loan losses | 200,000 | 650,000 | 810,000 | 1,241,000 |
| Pretax income | 9,783,000 | 10,871,000 | 11,149,000 | 8,042,000 |
| Income tax | 3,525,000 | 3,525,000 | 3,525,000 | 2,851,000 |
| Net income | 6,258,000 | 7,346,000 | 7,624,000 | 5,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,782,000 | 21,870,000 | 21,467,000 | 18,674,000 |
| Total capital | 21,863,000 | 22,854,000 | 22,625,000 | 20,008,000 |
| Risk-weighted assets | 104,358,000 | 88,623,000 | 92,399,000 | 110,560,000 |