Call reports 2005
FIRST CITIZENS BANK — 2005
What FIRST CITIZENS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 68,305,000 | 69,424,000 | 70,746,000 | 71,592,000 |
| Total loans | 41,835,000 | 43,036,000 | 42,911,000 | 43,460,000 |
| Allowance for loan losses | 487,000 | 537,000 | 550,000 | 574,000 |
| Securities available for sale | 16,584,000 | 17,014,000 | 17,063,000 | 18,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,163,000 | 52,970,000 | 54,885,000 | 54,907,000 |
| Interest-bearing deposits | 43,173,000 | 44,852,000 | 44,138,000 | 44,012,000 |
| Noninterest-bearing deposits | 8,990,000 | 8,118,000 | 10,747,000 | 10,895,000 |
| Equity capital | 7,018,000 | 7,368,000 | 7,529,000 | 7,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 2,002,000 | 3,105,000 | 4,238,000 |
| Interest expense | 313,000 | 641,000 | 991,000 | 1,377,000 |
| Net interest income | 652,000 | 1,361,000 | 2,114,000 | 2,861,000 |
| Noninterest income | 157,000 | 309,000 | 471,000 | 661,000 |
| Noninterest expense | 427,000 | 886,000 | 1,351,000 | 2,008,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 181,000 |
| Pretax income | 322,000 | 664,000 | 1,074,000 | 1,333,000 |
| Income tax | 107,000 | 220,000 | 363,000 | 381,000 |
| Net income | 215,000 | 444,000 | 711,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,076,000 | 7,304,000 | 7,571,000 | 7,612,000 |
| Total capital | 7,563,000 | 7,841,000 | 8,121,000 | 8,186,000 |
| Risk-weighted assets | 48,349,000 | 49,534,000 | 49,713,000 | 50,683,000 |
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