Call reports 2004
FIRST CITIZENS BANK — 2004
What FIRST CITIZENS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 63,737,000 | 65,295,000 | 64,805,000 | 67,945,000 |
| Total loans | 38,425,000 | 38,884,000 | 40,802,000 | 41,668,000 |
| Allowance for loan losses | 353,000 | 430,000 | 466,000 | 428,000 |
| Securities available for sale | 17,462,000 | 17,203,000 | 16,123,000 | 17,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,324,000 | 49,206,000 | 49,282,000 | 50,037,000 |
| Interest-bearing deposits | 39,995,000 | 41,627,000 | 41,868,000 | 41,937,000 |
| Noninterest-bearing deposits | 7,329,000 | 7,579,000 | 7,414,000 | 8,100,000 |
| Equity capital | 6,831,000 | 6,787,000 | 7,174,000 | 7,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,869,000 | 2,847,000 | 3,844,000 |
| Interest expense | 275,000 | 564,000 | 855,000 | 1,157,000 |
| Net interest income | 651,000 | 1,305,000 | 1,992,000 | 2,687,000 |
| Noninterest income | 167,000 | 327,000 | 482,000 | 655,000 |
| Noninterest expense | 387,000 | 845,000 | 1,288,000 | 1,913,000 |
| Provision for loan losses | 115,000 | 190,000 | 235,000 | 315,000 |
| Pretax income | 316,000 | 597,000 | 960,000 | 1,123,000 |
| Income tax | 111,000 | 204,000 | 330,000 | 275,000 |
| Net income | 205,000 | 393,000 | 630,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,416,000 | 6,830,000 | 7,049,000 | 7,030,000 |
| Total capital | 6,769,000 | 7,260,000 | 7,515,000 | 7,458,000 |
| Risk-weighted assets | 45,270,000 | 46,083,000 | 47,709,000 | 49,014,000 |
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