Call reports 2025
TRI-COUNTY BANK, THE — 2025
What TRI-COUNTY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 216,823,000 | 222,596,000 | 228,662,000 | 243,630,000 |
| Total loans | 145,504,000 | 145,010,000 | 147,787,000 | 152,902,000 |
| Allowance for loan losses | 1,870,000 | 1,826,000 | 1,864,000 | 1,855,000 |
| Securities available for sale | 54,296,000 | 54,165,000 | 54,105,000 | 55,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,618,000 | 193,969,000 | 208,086,000 | 222,208,000 |
| Interest-bearing deposits | 161,823,000 | 161,897,000 | 166,629,000 | 184,898,000 |
| Noninterest-bearing deposits | 34,795,000 | 32,072,000 | 41,457,000 | 37,310,000 |
| Equity capital | 13,781,000 | 14,363,000 | 16,457,000 | 17,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,881,000 | 5,807,000 | 8,809,000 | 12,004,000 |
| Interest expense | 1,021,000 | 2,071,000 | 3,057,000 | 3,995,000 |
| Net interest income | 1,860,000 | 3,736,000 | 5,752,000 | 8,009,000 |
| Noninterest income | 232,000 | 459,000 | 689,000 | 935,000 |
| Noninterest expense | 1,703,000 | 3,378,000 | 5,049,000 | 6,804,000 |
| Provision for loan losses | 15,000 | 30,000 | 70,000 | 70,000 |
| Pretax income | 379,000 | 801,000 | 1,334,000 | 2,078,000 |
| Income tax | 61,000 | 131,000 | 230,000 | 373,000 |
| Net income | 318,000 | 670,000 | 1,104,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,128,000 | 20,440,000 | 21,724,000 | 22,175,000 |
| Total capital | 21,998,000 | — | — | — |
| Risk-weighted assets | 167,884,000 | — | — | — |