Call reports 2023
TRI-COUNTY BANK, THE — 2023
What TRI-COUNTY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 199,832,000 | 209,391,000 | 205,884,000 | 217,008,000 |
| Total loans | 130,731,000 | 139,207,000 | 140,954,000 | 148,222,000 |
| Allowance for loan losses | 1,807,000 | 1,807,000 | 1,806,000 | 1,805,000 |
| Securities available for sale | 52,335,000 | 51,028,000 | 47,836,000 | 50,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,978,000 | 184,292,000 | 177,218,000 | 193,974,000 |
| Interest-bearing deposits | 158,058,000 | 153,158,000 | 150,439,000 | 162,136,000 |
| Noninterest-bearing deposits | 28,920,000 | 31,134,000 | 26,779,000 | 31,838,000 |
| Equity capital | 12,052,000 | 11,694,000 | 10,125,000 | 12,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,427,000 | 6,880,000 | 9,480,000 |
| Interest expense | 525,000 | 1,300,000 | 2,246,000 | 3,271,000 |
| Net interest income | 1,604,000 | 3,127,000 | 4,634,000 | 6,209,000 |
| Noninterest income | 241,000 | 453,000 | 668,000 | 900,000 |
| Noninterest expense | 1,541,000 | 3,149,000 | 4,696,000 | 6,286,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 298,000 | 434,000 | 612,000 | 848,000 |
| Income tax | 54,000 | 67,000 | 90,000 | 132,000 |
| Net income | 244,000 | 367,000 | 522,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,601,000 | 18,694,000 | 18,849,000 | 18,983,000 |