Call reports 2022
TRI-COUNTY BANK, THE — 2022
What TRI-COUNTY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 198,954,000 | 205,539,000 | 201,216,000 | 207,410,000 |
| Total loans | 127,202,000 | 132,215,000 | 134,645,000 | 137,512,000 |
| Allowance for loan losses | 1,536,000 | 1,516,000 | 1,612,000 | 1,652,000 |
| Securities available for sale | 58,588,000 | 56,489,000 | 51,809,000 | 52,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,260,000 | 189,727,000 | 184,836,000 | 194,961,000 |
| Interest-bearing deposits | 109,854,000 | 158,350,000 | 155,733,000 | 159,523,000 |
| Noninterest-bearing deposits | 74,406,000 | 31,377,000 | 29,103,000 | 35,438,000 |
| Equity capital | 13,848,000 | 12,103,000 | 10,253,000 | 11,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,846,000 | 3,773,000 | 5,873,000 | 7,973,000 |
| Interest expense | 145,000 | 303,000 | 599,000 | 1,027,000 |
| Net interest income | 1,701,000 | 3,470,000 | 5,274,000 | 6,946,000 |
| Noninterest income | 229,000 | 505,000 | 698,000 | 993,000 |
| Noninterest expense | 1,387,000 | 2,788,000 | 4,217,000 | 5,738,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 501,000 | 1,104,000 | 1,636,000 | 2,041,000 |
| Income tax | 101,000 | 224,000 | 334,000 | 410,000 |
| Net income | 400,000 | 880,000 | 1,302,000 | 1,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,379,000 | 17,829,000 | 18,221,000 | 18,510,000 |