Call reports 2020
TRI-COUNTY BANK, THE — 2020
What TRI-COUNTY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 142,725,000 | 161,481,000 | 164,612,000 | 178,564,000 |
| Total loans | 106,160,000 | 113,369,000 | 110,119,000 | 116,890,000 |
| Allowance for loan losses | 1,331,000 | 1,361,000 | 1,391,000 | 1,383,000 |
| Securities available for sale | 25,036,000 | 33,546,000 | 45,345,000 | 50,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,324,000 | 143,790,000 | 146,088,000 | 157,581,000 |
| Interest-bearing deposits | 83,200,000 | 85,743,000 | 88,961,000 | 91,473,000 |
| Noninterest-bearing deposits | 41,124,000 | 58,047,000 | 57,127,000 | 66,108,000 |
| Equity capital | 12,655,000 | 13,937,000 | 14,311,000 | 14,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,763,000 | 3,770,000 | 5,529,000 | 7,425,000 |
| Interest expense | 365,000 | 633,000 | 875,000 | 1,088,000 |
| Net interest income | 1,398,000 | 3,137,000 | 4,654,000 | 6,337,000 |
| Noninterest income | 202,000 | 534,000 | 737,000 | 961,000 |
| Noninterest expense | 1,185,000 | 2,402,000 | 3,592,000 | 4,980,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 345,000 | 1,190,000 | 1,695,000 | 2,217,000 |
| Income tax | 62,000 | 238,000 | 340,000 | 448,000 |
| Net income | 283,000 | 952,000 | 1,355,000 | 1,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,792,000 | 13,461,000 | 13,864,000 | 14,179,000 |
| Total capital | 14,123,000 | 14,822,000 | 15,255,000 | — |
| Risk-weighted assets | 114,317,000 | 124,644,000 | 123,091,000 | — |