Call reports 2019
TRI-COUNTY BANK, THE — 2019
What TRI-COUNTY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,391,000 | 130,100,000 | 137,477,000 | 143,593,000 |
| Total loans | 99,635,000 | 101,634,000 | 104,523,000 | 107,135,000 |
| Allowance for loan losses | 1,228,000 | 1,273,000 | 1,318,000 | 1,301,000 |
| Securities available for sale | 19,822,000 | 20,348,000 | 21,722,000 | 25,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,296,000 | 111,576,000 | 118,865,000 | 121,732,000 |
| Interest-bearing deposits | 76,294,000 | 74,719,000 | 77,931,000 | 78,689,000 |
| Noninterest-bearing deposits | 35,002,000 | 36,857,000 | 40,934,000 | 43,043,000 |
| Equity capital | 11,505,000 | 12,030,000 | 12,328,000 | 12,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,232,000 | 4,899,000 | 6,633,000 |
| Interest expense | 356,000 | 733,000 | 1,129,000 | 1,511,000 |
| Net interest income | 1,206,000 | 2,499,000 | 3,770,000 | 5,122,000 |
| Noninterest income | 152,000 | 407,000 | 624,000 | 860,000 |
| Noninterest expense | 1,017,000 | 2,069,000 | 3,101,000 | 4,180,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 296,000 | 782,000 | 1,198,000 | 1,703,000 |
| Income tax | 58,000 | 153,000 | 236,000 | 344,000 |
| Net income | 238,000 | 629,000 | 962,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,492,000 | 11,827,000 | 12,172,000 | 12,539,000 |
| Total capital | 12,720,000 | 13,100,000 | 13,530,000 | 13,876,000 |
| Risk-weighted assets | 104,379,000 | 107,861,000 | 111,214,000 | 114,863,000 |