Call reports 2012
TRI-COUNTY BANK, THE — 2012
What TRI-COUNTY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,079,000 | 80,390,000 | 78,629,000 | 88,290,000 |
| Total loans | 42,170,000 | 45,999,000 | 44,677,000 | 44,885,000 |
| Allowance for loan losses | 708,000 | 637,000 | 663,000 | 658,000 |
| Securities available for sale | 10,390,000 | 10,761,000 | 9,229,000 | 9,129,000 |
| Securities held to maturity | 4,222,000 | 4,511,000 | 5,386,000 | 6,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,356,000 | 72,699,000 | 70,888,000 | 80,157,000 |
| Interest-bearing deposits | 51,889,000 | 52,795,000 | 51,919,000 | 64,133,000 |
| Noninterest-bearing deposits | 19,467,000 | 19,904,000 | 18,969,000 | 16,024,000 |
| Equity capital | 6,462,000 | 6,537,000 | 6,621,000 | 6,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,703,000 | 2,595,000 | 3,426,000 |
| Interest expense | 137,000 | 264,000 | 378,000 | 487,000 |
| Net interest income | 712,000 | 1,439,000 | 2,217,000 | 2,939,000 |
| Noninterest income | 99,000 | 184,000 | 296,000 | 490,000 |
| Noninterest expense | 645,000 | 1,378,000 | 2,085,000 | 2,885,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 50,000 |
| Pretax income | 166,000 | 216,000 | 374,000 | 490,000 |
| Income tax | 47,000 | 48,000 | 95,000 | 124,000 |
| Net income | 119,000 | 168,000 | 279,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,349,000 | 6,398,000 | 6,483,000 | 6,814,000 |
| Total capital | 7,048,000 | 7,035,000 | 7,146,000 | 7,472,000 |
| Risk-weighted assets | 55,904,000 | 59,966,000 | 61,751,000 | 56,757,000 |