Call reports 2023
TWO RIVERS BANK & TRUST — 2023
What TWO RIVERS BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 941,934,000 | 948,590,000 | 946,448,000 | 1,197,002,000 |
| Total loans | 677,364,000 | 697,092,000 | 711,253,000 | 929,181,000 |
| Allowance for loan losses | 9,723,000 | 9,632,000 | 9,296,000 | 12,041,000 |
| Securities available for sale | 188,137,000 | 178,957,000 | 167,492,000 | 169,926,000 |
| Securities held to maturity | 16,392,000 | 16,379,000 | 16,366,000 | 16,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 838,530,000 | 845,153,000 | 828,842,000 | 1,022,391,000 |
| Interest-bearing deposits | 676,395,000 | 688,872,000 | 673,493,000 | 831,015,000 |
| Noninterest-bearing deposits | 162,135,000 | 156,281,000 | 155,349,000 | 191,376,000 |
| Equity capital | 87,473,000 | 86,893,000 | 84,707,000 | 128,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,769,000 | 17,938,000 | 28,071,000 | 50,208,000 |
| Interest expense | 1,805,000 | 4,424,000 | 7,780,000 | 15,831,000 |
| Net interest income | 6,964,000 | 13,514,000 | 20,291,000 | 34,377,000 |
| Noninterest income | 2,195,000 | 4,524,000 | 6,906,000 | 9,740,000 |
| Noninterest expense | 6,526,000 | 13,619,000 | 19,732,000 | 32,203,000 |
| Provision for loan losses | 0 | 0 | 640,000 | 991,000 |
| Pretax income | 2,654,000 | 3,885,000 | 6,867,000 | 11,205,000 |
| Income tax | 579,000 | 809,000 | 1,470,000 | 2,488,000 |
| Net income | 2,075,000 | 3,076,000 | 5,397,000 | 8,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,538,000 | 98,592,000 | 100,964,000 | 119,733,000 |
| Total capital | 106,773,000 | 108,016,000 | 109,995,000 | — |
| Risk-weighted assets | 738,627,000 | 753,483,000 | 752,309,000 | — |