Call reports 2022
TWO RIVERS BANK & TRUST — 2022
What TWO RIVERS BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 971,689,000 | 960,722,000 | 976,955,000 | 956,239,000 |
| Total loans | 620,679,000 | 633,917,000 | 653,302,000 | 684,483,000 |
| Allowance for loan losses | 10,304,000 | 10,309,000 | 10,293,000 | 8,998,000 |
| Securities available for sale | 173,950,000 | 184,598,000 | 189,650,000 | 193,148,000 |
| Securities held to maturity | 11,456,000 | 14,683,000 | 16,417,000 | 16,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 850,690,000 | 841,943,000 | 869,281,000 | 846,999,000 |
| Interest-bearing deposits | 648,160,000 | 653,162,000 | 660,715,000 | 672,776,000 |
| Noninterest-bearing deposits | 202,530,000 | 188,781,000 | 208,566,000 | 174,223,000 |
| Equity capital | 94,534,000 | 90,870,000 | 86,106,000 | 90,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,019,000 | 14,240,000 | 22,207,000 | 31,011,000 |
| Interest expense | 302,000 | 630,000 | 1,325,000 | 2,515,000 |
| Net interest income | 6,717,000 | 13,610,000 | 20,882,000 | 28,496,000 |
| Noninterest income | 2,471,000 | 4,959,000 | 7,345,000 | 9,590,000 |
| Noninterest expense | 6,926,000 | 13,860,000 | 20,726,000 | 27,720,000 |
| Provision for loan losses | 600,000 | 600,000 | 600,000 | -539,000 |
| Pretax income | 1,647,000 | 4,083,000 | 6,876,000 | 10,894,000 |
| Income tax | 341,000 | 816,000 | 1,431,000 | 2,671,000 |
| Net income | 1,306,000 | 3,267,000 | 5,445,000 | 8,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,368,000 | 99,380,000 | 101,611,000 | 101,156,000 |
| Total capital | 105,949,000 | 108,101,000 | 110,592,000 | 110,154,000 |
| Risk-weighted assets | 684,787,000 | 696,118,000 | 717,226,000 | 748,228,000 |