Call reports 2021
TWO RIVERS BANK & TRUST — 2021
What TWO RIVERS BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,027,385,000 | 1,005,325,000 | 1,004,682,000 | 981,440,000 |
| Total loans | 695,307,000 | 654,088,000 | 638,078,000 | 638,493,000 |
| Allowance for loan losses | 10,107,000 | 10,080,000 | 10,092,000 | 9,884,000 |
| Securities available for sale | 137,539,000 | 176,449,000 | 173,771,000 | 166,214,000 |
| Securities held to maturity | 0 | 0 | 3,691,000 | 7,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 872,918,000 | 846,050,000 | 849,892,000 | 848,213,000 |
| Interest-bearing deposits | 661,478,000 | 649,016,000 | 649,872,000 | 659,601,000 |
| Noninterest-bearing deposits | 211,440,000 | 197,034,000 | 200,020,000 | 188,612,000 |
| Equity capital | 96,911,000 | 99,524,000 | 102,049,000 | 103,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,684,000 | 16,705,000 | 25,101,000 | 32,556,000 |
| Interest expense | 512,000 | 1,009,000 | 1,476,000 | 1,875,000 |
| Net interest income | 8,172,000 | 15,696,000 | 23,625,000 | 30,681,000 |
| Noninterest income | 2,451,000 | 5,033,000 | 7,527,000 | 10,171,000 |
| Noninterest expense | 6,448,000 | 13,166,000 | 20,106,000 | 27,754,000 |
| Provision for loan losses | 255,000 | 510,000 | 510,000 | 510,000 |
| Pretax income | 3,946,000 | 7,074,000 | 10,555,000 | 12,624,000 |
| Income tax | 914,000 | 1,617,000 | 2,161,000 | 2,564,000 |
| Net income | 3,032,000 | 5,457,000 | 8,394,000 | 10,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,782,000 | 91,259,000 | 94,248,000 | 95,966,000 |
| Total capital | 97,457,000 | 99,638,000 | 102,788,000 | 104,613,000 |
| Risk-weighted assets | 692,615,000 | 668,683,000 | 681,703,000 | 690,599,000 |
Machine access — free, no API key
Every figure shown here about TWO RIVERS BANK & TRUST — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.