Call reports 2018
TWO RIVERS BANK & TRUST — 2018
What TWO RIVERS BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 823,232,000 | 828,999,000 | 824,308,000 | 829,928,000 |
| Total loans | 672,095,000 | 667,571,000 | 665,566,000 | 672,745,000 |
| Allowance for loan losses | 8,209,000 | 7,735,000 | 7,738,000 | 8,343,000 |
| Securities available for sale | 103,402,000 | 117,396,000 | 113,370,000 | 112,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,917,000 | 665,398,000 | 646,045,000 | 674,083,000 |
| Interest-bearing deposits | 569,589,000 | 538,785,000 | 520,815,000 | 557,051,000 |
| Noninterest-bearing deposits | 123,328,000 | 126,613,000 | 125,230,000 | 117,032,000 |
| Equity capital | 73,929,000 | 76,984,000 | 78,557,000 | 79,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,155,000 | 16,891,000 | 25,507,000 | 34,311,000 |
| Interest expense | 1,391,000 | 3,005,000 | 4,816,000 | 6,873,000 |
| Net interest income | 6,764,000 | 13,886,000 | 20,691,000 | 27,438,000 |
| Noninterest income | 2,087,000 | 5,002,000 | 6,946,000 | 8,797,000 |
| Noninterest expense | 5,789,000 | 11,635,000 | 17,511,000 | 23,215,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 900,000 |
| Pretax income | 2,987,000 | 7,107,000 | 9,891,000 | 12,087,000 |
| Income tax | 707,000 | 1,717,000 | 2,386,000 | 3,050,000 |
| Net income | 2,280,000 | 5,390,000 | 7,505,000 | 9,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,733,000 | 75,843,000 | 77,972,000 | 78,074,000 |
| Total capital | 80,960,000 | 83,598,000 | 85,710,000 | 86,417,000 |
| Risk-weighted assets | 695,513,000 | 691,347,000 | 693,082,000 | 690,914,000 |