Call reports 2017
TWO RIVERS BANK & TRUST — 2017
What TWO RIVERS BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 782,487,000 | 800,839,000 | 789,815,000 | 833,673,000 |
| Total loans | 617,556,000 | 623,267,000 | 643,052,000 | 666,006,000 |
| Allowance for loan losses | 7,733,000 | 7,793,000 | 7,668,000 | 7,465,000 |
| Securities available for sale | 121,044,000 | 130,234,000 | 103,401,000 | 107,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 657,633,000 | 668,729,000 | 656,786,000 | 700,067,000 |
| Interest-bearing deposits | 541,136,000 | 554,211,000 | 531,767,000 | 570,584,000 |
| Noninterest-bearing deposits | 116,497,000 | 114,518,000 | 125,019,000 | 129,483,000 |
| Equity capital | 71,306,000 | 73,473,000 | 75,118,000 | 73,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,141,000 | 14,624,000 | 22,258,000 | 30,590,000 |
| Interest expense | 880,000 | 1,902,000 | 3,054,000 | 4,296,000 |
| Net interest income | 6,261,000 | 12,722,000 | 19,204,000 | 26,294,000 |
| Noninterest income | 1,609,000 | 3,271,000 | 4,897,000 | 5,899,000 |
| Noninterest expense | 5,355,000 | 10,782,000 | 16,259,000 | 23,182,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,440,000 | 5,147,000 | 7,670,000 | 8,775,000 |
| Income tax | 831,000 | 1,757,000 | 2,613,000 | 2,801,000 |
| Net income | 1,609,000 | 3,390,000 | 5,057,000 | 5,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,732,000 | 70,515,000 | 72,182,000 | 70,773,000 |
| Total capital | 76,465,000 | 78,308,000 | 79,855,000 | 78,248,000 |
| Risk-weighted assets | 674,978,000 | 670,169,000 | 691,373,000 | 693,057,000 |