Call reports 2014
TWO RIVERS BANK & TRUST — 2014
What TWO RIVERS BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 644,247,000 | 647,874,000 | 664,625,000 | 660,215,000 |
| Total loans | 498,664,000 | 508,588,000 | 505,617,000 | 532,578,000 |
| Allowance for loan losses | 9,806,000 | 6,448,000 | 6,504,000 | 6,694,000 |
| Securities available for sale | 106,057,000 | 99,668,000 | 94,541,000 | 89,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,922,000 | 527,046,000 | 544,149,000 | 538,481,000 |
| Interest-bearing deposits | 403,391,000 | 435,034,000 | 441,383,000 | 442,493,000 |
| Noninterest-bearing deposits | 87,531,000 | 92,012,000 | 102,766,000 | 95,988,000 |
| Equity capital | 55,546,000 | 57,151,000 | 62,771,000 | 62,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,132,000 | 12,290,000 | 18,633,000 | 25,081,000 |
| Interest expense | 488,000 | 983,000 | 1,462,000 | 1,957,000 |
| Net interest income | 5,644,000 | 11,307,000 | 17,171,000 | 23,124,000 |
| Noninterest income | 1,279,000 | 2,722,000 | 4,122,000 | 5,562,000 |
| Noninterest expense | 4,938,000 | 9,829,000 | 14,684,000 | 19,493,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 1,745,000 | 3,752,000 | 5,921,000 | 8,289,000 |
| Income tax | 547,000 | 1,204,000 | 1,921,000 | 2,673,000 |
| Net income | 1,198,000 | 2,548,000 | 4,000,000 | 5,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,904,000 | 51,261,000 | 57,066,000 | 57,313,000 |
| Total capital | 56,343,000 | 57,709,000 | 63,482,000 | 63,939,000 |
| Risk-weighted assets | 511,791,000 | 523,575,000 | 513,225,000 | 530,031,000 |
Machine access — free, no API key
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