Call reports 2007
TWO RIVERS BANK & TRUST — 2007
What TWO RIVERS BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 150,910,000 | 178,516,000 | 184,179,000 | 178,571,000 |
| Total loans | 141,255,000 | 170,638,000 | 178,350,000 | 173,140,000 |
| Allowance for loan losses | 1,385,000 | 1,500,000 | 1,710,000 | 1,868,000 |
| Securities available for sale | 3,470,000 | 3,469,000 | 1,482,000 | 1,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,311,000 | 134,320,000 | 137,131,000 | 133,223,000 |
| Interest-bearing deposits | 112,173,000 | 129,008,000 | 132,391,000 | 129,509,000 |
| Noninterest-bearing deposits | 3,137,000 | 5,312,000 | 4,741,000 | 3,714,000 |
| Equity capital | 20,001,000 | 20,113,000 | 20,217,000 | 20,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,540,000 | 5,412,000 | 8,771,000 | 11,958,000 |
| Interest expense | 1,489,000 | 3,195,000 | 5,257,000 | 7,257,000 |
| Net interest income | 1,051,000 | 2,217,000 | 3,514,000 | 4,701,000 |
| Noninterest income | 25,000 | 31,000 | 46,000 | 63,000 |
| Noninterest expense | 821,000 | 1,691,000 | 2,629,000 | 3,460,000 |
| Provision for loan losses | 60,000 | 175,000 | 385,000 | 543,000 |
| Pretax income | 195,000 | 382,000 | 546,000 | 761,000 |
| Income tax | 73,000 | 144,000 | 207,000 | 289,000 |
| Net income | 122,000 | 238,000 | 339,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,841,000 | 19,957,000 | 20,058,000 | 20,192,000 |
| Total capital | 21,226,000 | 21,457,000 | 21,768,000 | 22,060,000 |
| Risk-weighted assets | 148,077,000 | 179,606,000 | 188,800,000 | 183,513,000 |
Machine access — free, no API key
Every figure shown here about TWO RIVERS BANK & TRUST — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.