Call reports 2014
MONTANA STATE BANK — 2014
What MONTANA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,896,000 | 80,479,000 | 79,736,000 | 83,433,000 |
| Total loans | 33,882,000 | 38,011,000 | 41,426,000 | 37,271,000 |
| Allowance for loan losses | 511,000 | 511,000 | 510,000 | 507,000 |
| Securities available for sale | 2,067,000 | 2,500,000 | 2,340,000 | 2,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,165,000 | 72,658,000 | 71,779,000 | 75,395,000 |
| Interest-bearing deposits | 57,968,000 | 56,410,000 | 54,833,000 | 55,568,000 |
| Noninterest-bearing deposits | 16,197,000 | 16,248,000 | 16,946,000 | 19,827,000 |
| Equity capital | 6,445,000 | 6,502,000 | 6,646,000 | 6,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,137,000 | 1,757,000 | 2,366,000 |
| Interest expense | 36,000 | 72,000 | 108,000 | 144,000 |
| Net interest income | 513,000 | 1,065,000 | 1,649,000 | 2,222,000 |
| Noninterest income | 45,000 | 83,000 | 126,000 | 150,000 |
| Noninterest expense | 349,000 | 687,000 | 1,065,000 | 1,529,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 210,000 | 462,000 | 711,000 | 844,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 462,000 | 711,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,395,000 | 6,456,000 | 6,603,000 | 6,652,000 |
| Total capital | 6,852,000 | 6,958,000 | 7,113,000 | 7,149,000 |
| Risk-weighted assets | 36,478,000 | 40,124,000 | 42,755,000 | 39,747,000 |