Call reports 2011
MONTANA STATE BANK — 2011
What MONTANA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 66,777,000 | 66,361,000 | 66,799,000 | 72,369,000 |
| Total loans | 28,138,000 | 31,764,000 | 33,178,000 | 29,672,000 |
| Allowance for loan losses | 502,000 | 502,000 | 502,000 | 502,000 |
| Securities available for sale | 9,444,000 | 8,605,000 | 7,439,000 | 6,295,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,234,000 | 59,732,000 | 60,071,000 | 65,579,000 |
| Interest-bearing deposits | 46,572,000 | 46,788,000 | 45,960,000 | 50,023,000 |
| Noninterest-bearing deposits | 13,662,000 | 12,944,000 | 14,111,000 | 15,556,000 |
| Equity capital | 5,513,000 | 5,576,000 | 5,681,000 | 5,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,080,000 | 1,683,000 | 2,262,000 |
| Interest expense | 87,000 | 165,000 | 236,000 | 302,000 |
| Net interest income | 439,000 | 915,000 | 1,447,000 | 1,960,000 |
| Noninterest income | 49,000 | 85,000 | 133,000 | 173,000 |
| Noninterest expense | 352,000 | 678,000 | 1,011,000 | 1,415,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 322,000 | 569,000 | 718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 322,000 | 569,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,308,000 | 5,351,000 | 5,504,000 | 5,574,000 |
| Total capital | 5,685,000 | 5,769,000 | 5,937,000 | 5,966,000 |
| Risk-weighted assets | 30,074,000 | 33,370,000 | 34,580,000 | 31,289,000 |