Call reports 2005
MONTANA STATE BANK — 2005
What MONTANA STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 46,856,000 | 44,368,000 | 46,046,000 | 47,781,000 |
| Total loans | 25,197,000 | 27,817,000 | 28,269,000 | 26,196,000 |
| Allowance for loan losses | 524,000 | 524,000 | 525,000 | 525,000 |
| Securities available for sale | 6,710,000 | 6,988,000 | 6,950,000 | 7,361,000 |
| Securities held to maturity | 285,000 | 285,000 | 285,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,166,000 | 39,532,000 | 41,059,000 | 43,057,000 |
| Interest-bearing deposits | 36,277,000 | 34,340,000 | 34,879,000 | 35,969,000 |
| Noninterest-bearing deposits | 5,889,000 | 5,192,000 | 6,180,000 | 7,088,000 |
| Equity capital | 4,398,000 | 4,509,000 | 4,621,000 | 4,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,241,000 | 1,921,000 | 2,603,000 |
| Interest expense | 123,000 | 257,000 | 401,000 | 557,000 |
| Net interest income | 469,000 | 984,000 | 1,520,000 | 2,046,000 |
| Noninterest income | 49,000 | 108,000 | 152,000 | 208,000 |
| Noninterest expense | 288,000 | 599,000 | 899,000 | 1,299,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 493,000 | 773,000 | 955,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 230,000 | 493,000 | 773,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,325,000 | 4,402,000 | 4,547,000 | 4,329,000 |
| Total capital | 4,662,000 | 4,754,000 | 4,908,000 | 4,680,000 |
| Risk-weighted assets | 26,778,000 | 27,990,000 | 28,694,000 | 27,943,000 |
Machine access — free, no API key
Every figure shown here about MONTANA STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.