Call reports 2004
MONTANA STATE BANK — 2004
What MONTANA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 43,556,000 | 43,076,000 | 41,328,000 | 45,455,000 |
| Total loans | 22,985,000 | 25,899,000 | 27,955,000 | 25,125,000 |
| Allowance for loan losses | 523,000 | 522,000 | 523,000 | 525,000 |
| Securities available for sale | 6,865,000 | 6,586,000 | 6,648,000 | 6,296,000 |
| Securities held to maturity | 285,000 | 285,000 | 285,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,823,000 | 38,456,000 | 36,642,000 | 40,950,000 |
| Interest-bearing deposits | 33,372,000 | 32,696,000 | 31,140,000 | 35,101,000 |
| Noninterest-bearing deposits | 5,451,000 | 5,760,000 | 5,502,000 | 5,849,000 |
| Equity capital | 4,503,000 | 4,388,000 | 4,442,000 | 4,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,038,000 | 1,619,000 | 2,193,000 |
| Interest expense | 111,000 | 211,000 | 308,000 | 409,000 |
| Net interest income | 400,000 | 827,000 | 1,311,000 | 1,784,000 |
| Noninterest income | 59,000 | 108,000 | 149,000 | 195,000 |
| Noninterest expense | 290,000 | 583,000 | 873,000 | 1,260,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 352,000 | 587,000 | 719,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 352,000 | 587,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,196,000 | 4,253,000 | 4,238,000 | 4,095,000 |
| Total capital | 4,508,000 | 4,581,000 | 4,573,000 | 4,426,000 |
| Risk-weighted assets | 24,769,000 | 26,015,000 | 26,672,000 | 26,288,000 |
Machine access — free, no API key
Every figure shown here about MONTANA STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.