Call reports 2012
CITIZENS BANK OF BLYTHEDALE — 2012
What CITIZENS BANK OF BLYTHEDALE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 33,741,000 | 33,195,000 | 31,747,000 |
| Total loans | 21,156,000 | 21,271,000 | 21,021,000 |
| Allowance for loan losses | 322,000 | 323,000 | 324,000 |
| Securities available for sale | 7,794,000 | 7,476,000 | 6,977,000 |
| Securities held to maturity | 100,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 29,099,000 | 28,810,000 | 27,377,000 |
| Interest-bearing deposits | 25,898,000 | 25,640,000 | 24,467,000 |
| Noninterest-bearing deposits | 3,201,000 | 3,170,000 | 2,910,000 |
| Equity capital | 3,728,000 | 3,773,000 | 3,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 412,000 | 815,000 | 1,210,000 |
| Interest expense | 75,000 | 145,000 | 212,000 |
| Net interest income | 337,000 | 670,000 | 998,000 |
| Noninterest income | 47,000 | 87,000 | 133,000 |
| Noninterest expense | 244,000 | 498,000 | 781,000 |
| Provision for loan losses | 42,000 | 42,000 | 42,000 |
| Pretax income | 98,000 | 217,000 | 308,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 98,000 | 217,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 3,484,000 | 3,516,000 | 3,576,000 |
| Total capital | 3,785,000 | 3,815,000 | 3,868,000 |
| Risk-weighted assets | 24,128,000 | 23,894,000 | 23,323,000 |