Call reports 2021
GUARANTY BANK — 2021
What GUARANTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,226,429,000 | 1,195,864,000 | 1,163,271,000 | 1,171,028,000 |
| Total loans | 761,099,000 | 815,151,000 | 796,971,000 | 825,346,000 |
| Allowance for loan losses | 9,888,000 | 10,526,000 | 10,566,000 | 10,589,000 |
| Securities available for sale | 179,334,000 | 196,017,000 | 151,206,000 | 151,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,029,465,000 | 995,608,000 | 1,013,140,000 | 1,019,765,000 |
| Interest-bearing deposits | 641,296,000 | 582,919,000 | 602,082,000 | 598,900,000 |
| Noninterest-bearing deposits | 388,169,000 | 412,689,000 | 411,058,000 | 420,865,000 |
| Equity capital | 116,715,000 | 119,753,000 | 121,580,000 | 123,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,976,000 | 20,166,000 | 31,024,000 | 41,194,000 |
| Interest expense | 1,614,000 | 3,020,000 | 4,119,000 | 4,906,000 |
| Net interest income | 8,362,000 | 17,146,000 | 26,905,000 | 36,288,000 |
| Noninterest income | 2,540,000 | 5,363,000 | 8,210,000 | 10,908,000 |
| Noninterest expense | 7,127,000 | 14,449,000 | 24,680,000 | 32,324,000 |
| Provision for loan losses | 400,000 | 700,000 | 800,000 | 800,000 |
| Pretax income | 3,447,000 | 7,427,000 | 12,376,000 | 16,812,000 |
| Income tax | 624,000 | 1,522,000 | 2,498,000 | 3,391,000 |
| Net income | 2,823,000 | 5,905,000 | 9,878,000 | 13,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,046,000 | 115,254,000 | 117,853,000 | 120,011,000 |