Call reports 2020
GUARANTY BANK — 2020
What GUARANTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,025,137,000 | 1,125,748,000 | 1,132,347,000 | 1,142,831,000 |
| Total loans | 731,093,000 | 790,549,000 | 786,388,000 | 763,125,000 |
| Allowance for loan losses | 8,049,000 | 8,788,000 | 9,680,000 | 9,617,000 |
| Securities available for sale | 140,009,000 | 147,023,000 | 152,237,000 | 164,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 852,173,000 | 932,293,000 | 935,724,000 | 945,938,000 |
| Interest-bearing deposits | 596,702,000 | 633,619,000 | 639,682,000 | 647,155,000 |
| Noninterest-bearing deposits | 255,471,000 | 298,674,000 | 296,042,000 | 298,783,000 |
| Equity capital | 107,101,000 | 110,207,000 | 113,341,000 | 115,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,796,000 | 20,954,000 | 30,922,000 | 40,865,000 |
| Interest expense | 2,770,000 | 4,598,000 | 6,402,000 | 8,110,000 |
| Net interest income | 8,026,000 | 16,356,000 | 24,520,000 | 32,755,000 |
| Noninterest income | 2,081,000 | 4,259,000 | 7,217,000 | 9,535,000 |
| Noninterest expense | 6,517,000 | 13,656,000 | 21,050,000 | 28,625,000 |
| Provision for loan losses | 500,000 | 1,250,000 | 2,200,000 | 3,600,000 |
| Pretax income | 3,118,000 | 5,873,000 | 8,948,000 | 10,526,000 |
| Income tax | 576,000 | 1,124,000 | 1,721,000 | 1,916,000 |
| Net income | 2,542,000 | 4,749,000 | 7,227,000 | 8,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,647,000 | 106,997,000 | 109,600,000 | 111,098,000 |