Call reports 2018
GUARANTY BANK — 2018
What GUARANTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 806,331,000 | 959,401,000 | 965,540,000 | 964,540,000 |
| Total loans | 645,841,000 | 781,861,000 | 789,009,000 | 787,811,000 |
| Allowance for loan losses | 7,103,000 | 7,573,000 | 7,732,000 | 7,995,000 |
| Securities available for sale | 81,943,000 | 89,317,000 | 85,605,000 | 86,266,000 |
| Securities held to maturity | 15,000 | 14,000 | 13,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,558,000 | 767,279,000 | 763,446,000 | 751,941,000 |
| Interest-bearing deposits | 535,701,000 | 645,388,000 | 631,211,000 | 606,622,000 |
| Noninterest-bearing deposits | 109,857,000 | 121,891,000 | 132,235,000 | 145,319,000 |
| Equity capital | 79,128,000 | 99,622,000 | 102,856,000 | 104,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,956,000 | 16,946,000 | 30,324,000 | 41,857,000 |
| Interest expense | 1,756,000 | 3,743,000 | 6,051,000 | 8,651,000 |
| Net interest income | 6,200,000 | 13,203,000 | 24,273,000 | 33,206,000 |
| Noninterest income | 1,321,000 | 3,058,000 | 4,521,000 | 6,335,000 |
| Noninterest expense | 4,949,000 | 11,512,000 | 17,781,000 | 24,438,000 |
| Provision for loan losses | 225,000 | 725,000 | 925,000 | 1,225,000 |
| Pretax income | 2,350,000 | 4,017,000 | 10,080,000 | 13,870,000 |
| Income tax | 516,000 | 741,000 | 2,321,000 | 3,119,000 |
| Net income | 1,834,000 | 3,276,000 | 7,759,000 | 10,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,361,000 | 92,566,000 | 96,144,000 | 99,540,000 |
| Total capital | 86,464,000 | 100,139,000 | 103,876,000 | 107,535,000 |
| Risk-weighted assets | 734,343,000 | 883,466,000 | 879,207,000 | 850,683,000 |