Call reports 2017
GUARANTY BANK — 2017
What GUARANTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 731,990,000 | 751,529,000 | 759,211,000 | 799,815,000 |
| Total loans | 593,662,000 | 616,702,000 | 626,410,000 | 638,633,000 |
| Allowance for loan losses | 6,172,000 | 6,640,000 | 7,009,000 | 7,107,000 |
| Securities available for sale | 91,146,000 | 85,006,000 | 83,205,000 | 81,479,000 |
| Securities held to maturity | 24,000 | 21,000 | 18,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,913,000 | 568,732,000 | 586,332,000 | 608,773,000 |
| Interest-bearing deposits | 469,642,000 | 486,790,000 | 484,823,000 | 512,637,000 |
| Noninterest-bearing deposits | 83,271,000 | 81,942,000 | 101,509,000 | 96,136,000 |
| Equity capital | 86,028,000 | 87,451,000 | 88,386,000 | 89,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,772,000 | 14,013,000 | 21,538,000 | 29,441,000 |
| Interest expense | 1,022,000 | 2,218,000 | 3,531,000 | 5,455,000 |
| Net interest income | 5,750,000 | 11,795,000 | 18,007,000 | 23,986,000 |
| Noninterest income | 1,263,000 | 2,577,000 | 4,143,000 | 5,729,000 |
| Noninterest expense | 4,240,000 | 8,561,000 | 13,322,000 | 18,512,000 |
| Provision for loan losses | 475,000 | 1,050,000 | 1,500,000 | 1,750,000 |
| Pretax income | 2,298,000 | 4,823,000 | 7,401,000 | 9,499,000 |
| Income tax | 617,000 | 1,335,000 | 1,898,000 | 3,261,000 |
| Net income | 1,681,000 | 3,488,000 | 5,503,000 | 6,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,937,000 | 87,744,000 | 88,759,000 | 89,526,000 |
| Total capital | 93,109,000 | 94,384,000 | 95,768,000 | 96,633,000 |
| Risk-weighted assets | 657,660,000 | 664,500,000 | 712,642,000 | 715,646,000 |