Call reports 2009
GUARANTY BANK — 2009
What GUARANTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 753,132,000 | 743,212,000 | 728,954,000 | 737,051,000 |
| Total loans | 554,042,000 | 545,074,000 | 541,025,000 | 542,579,000 |
| Allowance for loan losses | 16,233,000 | 14,264,000 | 13,220,000 | 14,076,000 |
| Securities available for sale | 113,278,000 | 107,774,000 | 110,843,000 | 102,594,000 |
| Securities held to maturity | 532,000 | 511,000 | 495,000 | 473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,411,000 | 526,971,000 | 509,577,000 | 516,248,000 |
| Interest-bearing deposits | 503,384,000 | 497,964,000 | 478,871,000 | 484,122,000 |
| Noninterest-bearing deposits | 32,027,000 | 29,007,000 | 30,706,000 | 32,126,000 |
| Equity capital | 63,550,000 | 62,170,000 | 63,543,000 | 62,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,309,000 | 16,805,000 | 25,339,000 | 33,850,000 |
| Interest expense | 5,049,000 | 9,998,000 | 14,829,000 | 19,500,000 |
| Net interest income | 3,260,000 | 6,807,000 | 10,510,000 | 14,350,000 |
| Noninterest income | 920,000 | 2,142,000 | 3,166,000 | 3,804,000 |
| Noninterest expense | 3,759,000 | 7,704,000 | 11,028,000 | 14,526,000 |
| Provision for loan losses | 980,000 | 4,280,000 | 4,950,000 | 6,900,000 |
| Pretax income | -559,000 | -2,790,000 | -2,010,000 | -2,947,000 |
| Income tax | -209,000 | -1,002,000 | -837,000 | -1,332,000 |
| Net income | -350,000 | -1,788,000 | -1,173,000 | -1,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,484,000 | 61,042,000 | 61,666,000 | 61,224,000 |
| Total capital | 68,637,000 | 68,091,000 | 68,797,000 | 68,519,000 |
| Risk-weighted assets | 563,156,000 | 556,681,000 | 564,389,000 | 576,854,000 |
Machine access — free, no API key
Every figure shown here about GUARANTY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.