Call reports 2006
GUARANTY BANK — 2006
What GUARANTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 479,016,000 | 495,601,000 | 516,993,000 | 524,054,000 |
| Total loans | 446,307,000 | 453,670,000 | 473,317,000 | 486,053,000 |
| Allowance for loan losses | 5,619,000 | 5,601,000 | 5,619,000 | 5,784,000 |
| Securities available for sale | 9,648,000 | 9,137,000 | 9,331,000 | 7,905,000 |
| Securities held to maturity | 903,000 | 867,000 | 790,000 | 763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,241,000 | 317,547,000 | 323,783,000 | 353,187,000 |
| Interest-bearing deposits | 286,799,000 | 284,290,000 | 291,279,000 | 325,336,000 |
| Noninterest-bearing deposits | 27,442,000 | 33,257,000 | 32,504,000 | 27,851,000 |
| Equity capital | 57,015,000 | 57,665,000 | 58,070,000 | 58,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,079,000 | 16,464,000 | 25,519,000 | 35,066,000 |
| Interest expense | 3,513,000 | 7,380,000 | 11,672,000 | 16,359,000 |
| Net interest income | 4,566,000 | 9,084,000 | 13,847,000 | 18,707,000 |
| Noninterest income | 617,000 | 1,391,000 | 2,130,000 | 3,021,000 |
| Noninterest expense | 2,183,000 | 4,540,000 | 6,993,000 | 9,450,000 |
| Provision for loan losses | 225,000 | 450,000 | 600,000 | 750,000 |
| Pretax income | 2,973,000 | 5,860,000 | 8,936,000 | 12,279,000 |
| Income tax | 1,109,000 | 2,067,000 | 3,230,000 | 4,470,000 |
| Net income | 1,864,000 | 3,793,000 | 5,706,000 | 7,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,216,000 | 56,260,000 | 56,456,000 | 57,062,000 |
| Total capital | 61,872,000 | 62,901,000 | 63,240,000 | 63,948,000 |
| Risk-weighted assets | 432,213,000 | 445,364,000 | 463,599,000 | 480,767,000 |
Machine access — free, no API key
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