Call reports 2014
NORTH COUNTRY SAVINGS BANK, THE — 2014
What NORTH COUNTRY SAVINGS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 242,856,000 | 240,388,000 | 241,573,000 | 239,363,000 |
| Total loans | 189,959,000 | 191,373,000 | 193,858,000 | 195,904,000 |
| Allowance for loan losses | 733,000 | 730,000 | 682,000 | 682,000 |
| Securities available for sale | 6,539,000 | 4,684,000 | 5,060,000 | 3,580,000 |
| Securities held to maturity | 57,000 | 53,000 | 48,000 | 45,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,870,000 | 188,018,000 | 185,911,000 | 186,451,000 |
| Interest-bearing deposits | 174,327,000 | 171,804,000 | 170,249,000 | 170,813,000 |
| Noninterest-bearing deposits | 16,543,000 | 16,214,000 | 15,662,000 | 15,638,000 |
| Equity capital | 33,153,000 | 33,477,000 | 33,796,000 | 31,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 4,736,000 | 7,148,000 | 9,596,000 |
| Interest expense | 329,000 | 629,000 | 949,000 | 1,260,000 |
| Net interest income | 2,007,000 | 4,107,000 | 6,199,000 | 8,336,000 |
| Noninterest income | 505,000 | 1,041,000 | 1,492,000 | 1,946,000 |
| Noninterest expense | 1,939,000 | 3,975,000 | 5,959,000 | 7,997,000 |
| Provision for loan losses | 40,000 | 128,000 | 194,000 | 234,000 |
| Pretax income | 533,000 | 1,045,000 | 1,538,000 | 2,048,000 |
| Income tax | 176,000 | 344,000 | 505,000 | 761,000 |
| Net income | 357,000 | 701,000 | 1,033,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,127,000 | 34,471,000 | 34,803,000 | 34,937,000 |
| Total capital | 34,860,000 | 35,201,000 | 35,485,000 | 35,619,000 |
| Risk-weighted assets | 140,078,000 | 141,019,000 | 145,428,000 | 141,692,000 |
Machine access — free, no API key
Every figure shown here about NORTH COUNTRY SAVINGS BANK, THE — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.