Call reports 2007
NORTH COUNTRY SAVINGS BANK, THE — 2007
What NORTH COUNTRY SAVINGS BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 244,800,000 | 245,885,000 | 248,612,000 | 248,325,000 |
| Total loans | 204,398,000 | 205,321,000 | 205,827,000 | 205,577,000 |
| Allowance for loan losses | 775,000 | 762,000 | 649,000 | 682,000 |
| Securities available for sale | 19,776,000 | 20,232,000 | 22,882,000 | 23,056,000 |
| Securities held to maturity | 265,000 | 257,000 | 230,000 | 221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,150,000 | 180,893,000 | 179,440,000 | 174,000,000 |
| Interest-bearing deposits | 168,261,000 | 169,241,000 | 166,670,000 | 162,347,000 |
| Noninterest-bearing deposits | 9,889,000 | 11,652,000 | 12,770,000 | 11,653,000 |
| Equity capital | 30,338,000 | 30,413,000 | 30,760,000 | 30,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,519,000 | 7,085,000 | 10,671,000 | 14,353,000 |
| Interest expense | 1,728,000 | 3,447,000 | 5,194,000 | 6,942,000 |
| Net interest income | 1,791,000 | 3,638,000 | 5,477,000 | 7,411,000 |
| Noninterest income | 280,000 | 625,000 | 1,021,000 | 1,384,000 |
| Noninterest expense | 1,824,000 | 3,759,000 | 5,651,000 | 7,620,000 |
| Provision for loan losses | 12,000 | 14,000 | 16,000 | 97,000 |
| Pretax income | 235,000 | 490,000 | 831,000 | 1,078,000 |
| Income tax | 82,000 | 171,000 | 293,000 | 388,000 |
| Net income | 153,000 | 319,000 | 538,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,367,000 | 30,533,000 | 30,753,000 | 30,644,000 |
| Total capital | 31,142,000 | 31,295,000 | 31,402,000 | 31,326,000 |
| Risk-weighted assets | 134,037,000 | 136,711,000 | 140,151,000 | 135,967,000 |
Machine access — free, no API key
Every figure shown here about NORTH COUNTRY SAVINGS BANK, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.