Call reports 2026
ISABELLA BANK — 2026
What ISABELLA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,203,614,000 | 2,170,035,000 |
| Total loans | 1,559,303,000 | 1,590,082,000 |
| Allowance for loan losses | 14,014,000 | 14,479,000 |
| Securities available for sale | 492,743,000 | 439,289,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,890,688,000 | 1,845,402,000 |
| Interest-bearing deposits | 1,479,141,000 | 1,431,083,000 |
| Noninterest-bearing deposits | 411,547,000 | 414,319,000 |
| Equity capital | 183,968,000 | 190,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 25,161,000 | 51,411,000 |
| Interest expense | 8,097,000 | 16,030,000 |
| Net interest income | 17,064,000 | 35,381,000 |
| Noninterest income | 4,625,000 | 9,286,000 |
| Noninterest expense | 14,144,000 | 28,662,000 |
| Provision for loan losses | 540,000 | 1,389,000 |
| Pretax income | 6,941,000 | 14,505,000 |
| Income tax | 1,187,000 | 2,556,000 |
| Net income | 5,754,000 | 11,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 187,870,000 | 194,064,000 |
| Total capital | 202,442,000 | 209,147,000 |
| Risk-weighted assets | 1,654,280,000 | 1,688,527,000 |