Call report 2025Q4
ISABELLA BANK — 2025Q4
The 22 measures ISABELLA BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,161,209,000 | USD | evidence → |
| Total loans | 1,536,788,000 | USD | evidence → |
| Allowance for loan losses | 13,727,000 | USD | evidence → |
| Securities available for sale | 497,790,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,850,654,000 | USD | evidence → |
| Interest-bearing deposits | 1,415,598,000 | USD | evidence → |
| Noninterest-bearing deposits | 435,056,000 | USD | evidence → |
| Equity capital | 178,794,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 96,156,000 | USD | evidence → |
| Interest expense | 32,864,000 | USD | evidence → |
| Net interest income | 63,292,000 | USD | evidence → |
| Noninterest income | 16,926,000 | USD | evidence → |
| Noninterest expense | 53,359,000 | USD | evidence → |
| Provision for loan losses | -544,000 | USD | evidence → |
| Pretax income | 27,422,000 | USD | evidence → |
| Income tax | 5,896,000 | USD | evidence → |
| Net income | 21,526,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 182,116,000 | USD | evidence → |
| Total capital | 196,336,000 | USD | evidence → |
| Risk-weighted assets | 1,625,472,000 | USD | evidence → |